Bharat Griha Raksha
Bharat Sookshma
Udyam Suraksha
Bharat Laghu
Udyam Suraksha
Standard Fire &
Special Perils
Group Health Insurance
Burglary Insurance
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We are natives of the general insurance sector. With our cross-functional experience of over 30 years in the industry. We thoroughly understand the principles of Insurance as well as the business practices of the insurance industry. We not only deliver business-critical solutions but can also help you design them in the first place.
Our extensive understanding and focus on the insurance sector led us to build a domain-driven tech architecture. Instead of burdening the Business Users with complicated rule engines, our product architecture helps the Business Users configure most of their decisions in quick and easy steps. This also makes it easy to upgrade our product on regular basis.
We are a team of qualified and experienced professionals who have used their combined cross-functional business experience of over thirty years to build this business-critical solution for the general insurance industry. Our understanding of the nuances of the business practices help us design and develop plausible solutions for our clients.
IMDS SOLUTIONS PRIVATE LIMITED | WeWork, 5th Floor, Spectrum Towers, Mind Space, Malad (W), Mumbai – 400064. | info@igini.in | +919021903630 | CIN: U72900MH2017PTC300839
Copyright 2022 © IMDS SOLUTIONS PRIVATE LIMITED All rights reserved. Terms of Use | Privacy Policy | Compliance
IMDS SOLUTIONS PRIVATE LIMITED | WeWork, 5th Floor, Spectrum Towers, Mind Space, Malad (W), Mumbai – 400064. |info@igini.in | +919021903630 | CIN: U72900MH2017PTC300839
Copyright 2022 © IMDS SOLUTIONS PRIVATE LIMITED All rights reserved. Terms of Use | Privacy Policy | Compliance
IMDS SOLUTIONS PRIVATE LIMITED | WeWork, 5th Floor, Spectrum Towers, Mind Space, Malad (W), Mumbai – 400064. |info@igini.in | +919021903630 | CIN: U72900MH2017PTC300839
Copyright 2022 © IMDS SOLUTIONS PRIVATE LIMITED All rights reserved. Terms of Use | Privacy Policy | Compliance
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| No | Product Name | |
|---|---|---|
| 1 | Advance Loss of Profit | |
| 2 | All Risk Insurance | |
| 3 | Amusement Park Package | |
| 4 | Animal Cart | |
| 5 | Art Insuarnce | |
| 6 | Aviation Hull | |
| 7 | Baggage Insurance | |
| 8 | Banker’s Indemnity | |
| 9 | Boilers & Pressure Plant | |
| 10 | Carriers Legal Liability | |
| 11 | Cellular Network | |
| 12 | Clinic Package | |
| 13 | Clinical Trial | |
| 14 | Commercial Crime | |
| 15 | Commercial General Liability | |
| 16 | Commercial Package | |
| 17 | Contractor’s All Risk | |
| 18 | Contractor’s Plant & Machinery | |
| 19 | Credit Insurance | |
| 20 | Crop Insurance | |
| 21 | Cyber Crime | |
| 22 | Delay in Start Up (Marine) | |
| 23 | Diamond Traders Package | |
| 24 | Directors & Officers | |
| 25 | Education Institute Package | |
| 26 | Electronic Equipment Insurance | |
| 27 | Employment Practices Liability Insurancee | |
| 28 | Erection All Risk | |
| 29 | Errors & Omissions | |
| 30 | Event Insurancee | |
| 31 | Extended Warranty | |
| 32 | Farmers Package | |
| 33 | Fidelity Gurantee | |
| 34 | Film Insurance | |
| 35 | Fire Loss of Profit | |
| 36 | Floriculture Insurance | |
| 37 | Group Critical Illness | |
| 38 | Group Hospital Cash | |
| 39 | Group Loan Protect | |
| 40 | Group Overseas Travel | |
| 41 | Group Personal Accident | |
| 42 | Horticulture / Plantation | |
| 43 | Householders Package | |
| 44 | Housing Society Package | |
| 45 | Industrial All Risk | |
| 46 | Jewellers’ Block | |
| 47 | Kindnap, Ransom, Extortion | |
| 48 | Live Stock Insurance | |
| 49 | LPG Dealers Package | |
| 50 | Machinery Breakdown | |
| 51 | Machinery Loss of Profit | |
| 52 | Marine Hull | |
| 53 | Money Insurance | |
| 54 | Motor Trade | |
| 55 | Motor Trade – Package | |
| 56 | MSME Package Insuarnce | |
| 57 | Neon/Glow/ Hoarding | |
| 58 | Office Package | |
| 59 | Oil & Energy | |
| 60 | Petrochemical Risks | |
| 61 | Petrol Pump Package | |
| 62 | Plate Glass | |
| 63 | Political Risk | |
| 64 | Pollution Liability | |
| 65 | Port Package | |
| 66 | Ports & Terminals Operators Liability | |
| 67 | Product Liability | |
| 68 | Product Recall | |
| 69 | Professional Indemnity | |
| 70 | Protection & Indemnity | |
| 71 | Public Liability (Act Only) | |
| 72 | Public Liability (Industrial / Storage) | |
| 73 | Public Liability (Non Industrial) | |
| 74 | Public Offering of Securities Insurance | |
| 75 | Shopkeeper’s Package | |
| 76 | SME Package | |
| 77 | Stock Throughput | |
| 78 | Terrorism | |
| 79 | Traders Package | |
| 80 | Warranty Insurance | |
| 81 | Workmen Compensation | |
Indicative list
IMDS SOLUTIONS PRIVATE LIMITED (hereinafter referred to as “IMDS”) operates the websiteshttps://www.igini.in and https://www.igather.igini.in to provide consumers an assistance in managing their business operations.
Our participating insurance advisors supply some of the information available on the Website and therefore there may be inaccuracies in the Website Information over which IMDS has limited control.
IMDS does not warrant or guarantee the timeliness, accuracy or completeness of the Website Information; or Quality of the results obtained from the use of the Website.
To the maximum extent permitted by the law, IMDS has no liability in relation to or arising out of the Website Information and Website recommendations. You are responsible for the final choice of your product or services and you should take time to read through all information before proceeding. If you are in any doubt regarding a products/services or its terms you should seek further advice from IMDS or the relevant participating service providers/advisors before choosing your product or service.
IMDS may pass on your personal information to the relevant participating service providers/advisors if you purchase a product or service through www.igather.igini.in, however, IMDS does not guarantee when or if you will actually acquire the product or avail the service that you have chosen or provided details for. IMDS does not accept any liability arising out of circumstances where there is delay in you acquiring the product or availing the service you have chosen.
Please note that IMDS is only assisting in collecting the details on behalf of the participating service providers/advisors you have chosen to buy the policy from/through. The acceptance of the details and final issuance of the policy or endorsement is subject to the underwriting norms and discretion of the Insurer whose product or service you have chosen to buy on which IMDS has no control.
By visiting our website and accessing the information, resources, services, products, and tools we provide, you understand and agree to accept and adhere to the following terms and conditions as stated in this policy (hereafter referred to as ‘User Agreement’), along with the terms and conditions as stated in our Privacy Policy on our Site.
This agreement is in effect as of 5 th October 2022.
We reserve the right to change this User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this User Agreement periodically to familiarize yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment and agreement of the modified terms and conditions.
By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either directly or indirectly (hereafter referred to as ‘Resources’), you agree to use these Resources only for the purposes intended as permitted by 1) the terms of this User Agreement, and 2) applicable laws, regulations and generally accepted online practices or guidelines.
Wherein, you understand that:
We have the right at our sole discretion to remove any content that, we feel in our judgment does not comply with this User Agreement, along with any content that we feel is otherwise offensive, harmful, objectionable, inaccurate, or violates any 3 rd party copyrights or trademarks. We are not responsible for any delay or failure in removing such content. If you post content that we choose to remove, you hereby consent to such removal, and consent to waive any claim against us.
Your privacy is very important to us, which is why we’ve created a separate Privacy Policy in order to explain in detail how we collect, manage, process, secure, and store your private information. Our privacy policy is included under the scope of this User Agreement. To read our privacy policy in its entirety, click here.
By using our website, you understand and agree that all Resources we provide are “as is” and “as available” This means that we do not represent or warrant to you that:
Furthermore, you understand and agree that:
In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that any claim against us shall be limited to the amount you paid, if any, for use of our Resources. IMDS will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages which may be incurred by you as a result of using our Resources, or as a result of any changes, data loss or corruption, cancellation, loss of access, or downtime to the full extent that applicable limitation of liability laws apply.
All content and materials available on https://www.igini.in and on https://www.igather.igini.in, including but not limited to text, graphics, website name, code, images and logos are the intellectual property of IMDS, and are protected by applicable copyright and trademark law. Any inappropriate use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly prohibited, unless specifically authorized by IMDS.
You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and Resources with or without notice and for any reason, including, without limitation, breach of this User Agreement. Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the Resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.
This website is controlled by IMDS from our office/s located in the state of Maharashtra, India. It can be accessed by most countries around the world. As each country has laws that may differ from those of Maharashtra, by accessing our website, you agree that the statutes and laws of Maharashtra, without regard to the conflict of laws and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this website and the purchase of any products or services through this site.
Furthermore, any action to enforce this User Agreement shall be brought in the courts located in the city of Mumbai, Maharashtra, India. You hereby agree to personal jurisdiction by such courts, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.
You are authorizing IMDS to override the DND settings to reach out to you over calls, SMS, emails and any other mode of communication. This authorization will override your registry under NDNC.
If you have any questions or comments about these Terms of Use as outlined above, you can contact us at: IMDS SOLUTIONS PRIVATE LIMITED, WeWork, 5 th Floor, Spectrum Towesr, Mindspace, Malad (West), Mumbai – 400064. Maharashtra. India; e-mail us at info@igini.in.
IMDS SOLUTIONS PRIVATE LIMITED, a company incorporated under the Companies Act, 2013 (“Us”, “We”, “Our” or “iGini” or “iGather”) is the author and publisher of the internet resource www.igini.in as well as the software and applications provided by IMDS i.e. www.igather.igini.in. The website www.igini.in and the application www.igather.igini.in is collectively referred to as the “Sites”.
This Privacy Policy applies to all the current and former user/s accessing or using Our Sites, or otherwise engaging with us through email or other means (hereinafter referred to as “You” or “Your” or “User”). By visiting Our Sites and/or using or accessing all or any portion of the Services (as defined in the Terms of Use on our Sites) in any manner, You accept all of the terms and conditions of this Privacy Policy. Your continued access to the Sites shall be deemed to be Your approval and acceptance of all the terms and conditions of this Privacy Policy and the changes thereof. You acknowledge and agree that We may collect, use, and share Your information in accordance with the terms and conditions of this Privacy Policy
This Privacy Policy sets out how IMDS uses and protects any information that You give to IMDS while using the Sites. IMDS is committed to ensuring that Your privacy is protected. IMDS may change this Privacy Policy from time to time by updating this page at its sole discretion. You should check this page from time to time to ensure that You are updated with any changes.
This Privacy Policy deals with information We collect in relation to Our Sites and explains:
You acknowledge that You are providing Your Information out of Your free will. You hereby consent to Our collection, recording, storage, use, sharing and disclosure of Your Information as described in this Privacy Policy. If You do not agree with this Privacy Policy at any time, do not use any of the Services or give Us any of Your information.
You hereby represent that You are competent to contract. If You use the Services for and/or on behalf of someone else (such as Your child and/or any person who is incompetent to enter into an agreement), You represent that You are authorized by such individual to represent that individual and (i) accept this Privacy Policy on such individual’s behalf, and (ii) consent on behalf of such individual to Our collection, recording, storage, use and disclosure of such individual’s Information as described in this Privacy Policy.
If You are accessing or using the Sites from any location outside India, You do so at Your own risk, and will be solely liable for compliance with any local laws, as may be applicable.
For the purpose of this Policy, Information collected from the User is categorized as Personal Information and Sensitive Personal Data/Information. “Personal Information” shall mean and include without limitation any information that can be used to uniquely identify, contact or locate a person or can be made available from other sources to uniquely identify, contact, or locate a person, information/content that is posted, stored, saved, downloaded, uploaded or is otherwise made available by the User. “Sensitive Personal Data/Information” shall include password, financial information, biometric information, medical records and history, and any other details classified so by Us for using Our Sites. Personal Information and Sensitive Personal Data/Information shall sometimes collectively be referred to as “Information” in this Policy.
We may collect information that You submit to Us which include name, email address, login ID and password, home address, date of birth, gender, phone number, height, weight, health or medical history and data, insurance data, Company details, demographic information such as postcode, location, preferences, and interests, and other information relevant to patients, health insurance, surveys and/or offers and other related information. We may also seek permission to use the camera, microphone, and phonebook/contact data at points where required. We collect this information to provide customer support, service booking, and insurance policy related support.
When You view or download content from Our Sites, We may automatically collect and store certain information such as internet protocol (IP) address, hardware settings, browser type, browser language, cookies, data caches, or any other related information. We may collect and store device-related Information to help Us diagnose problems with Our server, resolve technical difficulties, deliver improved functionalities of Our Sites, provide relevant Services, promote/advertise Services, gather demographic information about Our user base, and prevent transmission of spam or viruses. We do not collect and store this information for any other purpose.
We also may collect information about Your activity on Our Sites, which might include the frequency of visits to Our website, average length of visits, and pages viewed during a visit.
You understand that Your feedback, comments, ratings, and any other related content You post on Our Sites or on any App store on any social media sites or any other publicly accessible Sites relating to Us, Our Sites, and/or Our Services forms part of public domain and are accessible to the public at large. All such sharing of Your information is done at Your own risk. We own all the rights, titles, and interests in all such feedback, comments, ratings, and any other related content You post as aforementioned and can use them in any manner at Our sole discretion.
The methods by which We collect Your Information includes but are not limited to:
We may use the Information that is collected from You to provide requested products and Services and for Our internal business purposes, including, without limitation:
You may request details of Your personal information which We use/process about You by writing to or emailing us at info@igini.in
We may use the Information that is collected from You to provide requested products and Services and for Our internal business purposes, including, without limitation:
We are committed to ensuring that Your Information is secure. In order to prevent unauthorized access or disclosure, We have endeavoured to put in place the best market practices and technical measures, and suitable physical, electronic and managerial procedures to safeguard and secure the Information We collect through Our Sites. We restrict access of information, to Our employees, affiliates, agents, and service providers who need to know that information in order to process it for Us, who are subject to strict contractual confidentiality obligations, and who may be disciplined or whose relationship with Us may terminate if they fail to meet these obligations.
While We try Our best to provide security that is commensurate with the industry standards, because of the inherent vulnerabilities, we cannot ensure or warrant the complete security of all information that is being transmitted to Us by You. Further, We shall not be responsible for any breach of security or for any actions of any third parties or events that are beyond Our reasonable control including but not limited to acts of government, computer hacking, unauthorized access to computer data and storage devices, computer crashes, breach of security and encryption, etc.
The User is responsible for maintaining the confidentiality of the User’s account, access information, and password. The User shall be responsible for all uses of the User’s account and password, whether or not authorized by the User. The User shall immediately notify IMDS of any actual or suspected unauthorized use of the User’s account or password.
We will retain Your Information for as long as Your account is active with Us to provide the Services. We shall not retain such Information for longer than as required for the purposes for which the Information has been acquired or as may be required under the applicable law for the time being in force. After a period of time, Your data may be anonymized and aggregated, and then may be held by Us as long as necessary for Us to provide Services effectively and/or improve the Services, but Our use of the anonymized data will be solely for analytic purposes.
Our Sites may contain links to other third-party websites/apps (“Third Party Website”). However, once You have used these links to leave Our Sites, You should note that We do not have any control over other Third Party Websites nor the nature, content, and availability of those Third Party Websites. Therefore, We cannot be responsible for the protection and privacy of any information which You provide whilst visiting such Third Party Websites, and such Third Party Websites are not governed by this Privacy Policy. You should exercise caution and look at the privacy policies applicable to the Third Party Websites You visit. The inclusion of any links on Our Sites does not imply a recommendation or endorsement of the products, services, information, and/or views expressed within them.
Cookies are small text files that ask for permission to be placed on Your computer’s hard drive. Once You agree, these files identify Your computer and analyze web traffic or let You know when You visit a particular site and record Your preferences and can tailor its operations to Your needs, likes and dislikes by gathering and remembering information about Your preferences. We use cookies to collect information so that We can determine how to improve our Sites by seeing which areas, features and products are most popular, to personalize the Sites and to improve the Users experience of using Our Sites. Overall, cookies help us provide You with better content, by enabling Us to monitor which pages You find useful and which You do not. Most browsers are automatically set to accept cookies. You can disable cookies or set Your browser to alert You when cookies are being sent. However, some areas of Our Sites may not function properly if You do so.
If any of Your Information changes, or if You need to update or correct Your Information, You may send updates and corrections with appropriate supporting documents to Us via e-mail at info@igini.in or by calling us at 9021903630. We will take all reasonable efforts to incorporate the changes within a reasonable period of time.
We shall not be responsible in any manner for the authenticity of the Information supplied by the User to Us or Our Affiliates or Third Party Service Providers, as the case may be. If a User provides any Information that is untrue, inaccurate, not current or incomplete (or becomes untrue, inaccurate, not current or incomplete), or We have reasonable grounds to suspect that such Information is untrue, inaccurate, not current or incomplete, We have the right to suspend or terminate such User’s account at Our sole discretion.
We cannot ensure that all of Your Information including Personal Information will never be disclosed in ways not otherwise described in this Privacy Policy. As a User of the Sites, You assume all responsibility and risk for Your use of the Sites, the internet generally, and the information You post or access and for Your conduct on and off the Sites.
This Privacy Policy shall be governed by and interpreted and construed in accordance with the laws of India. The place of jurisdiction shall be exclusive to the courts at Mumbai, Maharashtra, India.
In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes close to the intention underlying the unenforceable provision.
Should You have questions/grievances about this Privacy Policy, You may contact us at info@igini.in. We will use reasonable efforts to respond promptly to any requests, questions, or concerns, You may have regarding our use of Your personal information. If You have any queries or grievances with respect to our use of Your information, You may communicate such grievances to, the Grievance Officer, IMDS Solutions Private Ltd,
WeWork, 5th Floor, Spectrum Towers, Mindspace, Malad (West), Mumbai, Maharashtra 400064; e-mail: info@igini.in.
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